Services
Two Disciplines.
A complete, end-to-end offering — every real estate service you'd expect from an elite advisor, paired with full in-house mortgage origination. No handoffs, no gaps.
Representation, Start to Close
Buyer Representation
Off-market sourcing, private tours, comparative valuation, and hard-nosed negotiation — always exclusively on the buy side.
Seller Representation
Pricing strategy, staging direction, and a disciplined listing campaign engineered to maximize your net proceeds.
Luxury & Estate Marketing
Cinematic media, architectural storytelling, and global syndication under the Century 21 Masters banner.
Investment & 1031 Advisory
Cash-flow modeling, 1031 exchange coordination, and portfolio positioning for generational wealth.
Relocation Concierge
White-glove relocation for executives and families — area orientation, school guidance, and vendor coordination.
Valuation & Market Intel
Complimentary, data-driven property valuations and quarterly market briefings for your neighborhood.
Financing, Engineered In-House
Fully-Underwritten Pre-Approval
Credit, income, and assets verified upfront so your offer competes with cash.
Purchase Financing
Conventional fixed and adjustable loans structured around the specific asset you're acquiring.
Jumbo & Super-Jumbo
High-balance financing past conforming limits, with competitive terms for premium properties.
Portfolio & Bank-Statement
Flexible underwriting for entrepreneurs, self-employed borrowers, and complex income.
Refinance & Cash-Out
Rate-and-term and cash-out strategies to lower payments or free capital for your next move.
FHA · VA · HELOC
Government-backed options and home-equity lines for the full range of borrower needs.
Compare Programs
Find Your Fit
A high-level guide to common programs. Your exact options depend on a full review — estimate a payment or request a consultation.
| Program | Best For | Min. Down |
|---|---|---|
| Conventional | Strong credit, standard purchase | 3% |
| Jumbo Signature | Luxury & high-balance | 10% |
| Portfolio / Bank-Statement | Self-employed, complex income | 15% |
| 7/6 ARM | Shorter hold horizon | 5% |
| FHA | First-time & lower down payment | 3.5% |
| VA | Eligible veterans & service members | 0% |
For informational purposes only; not a commitment to lend. Down payment minimums vary by qualification, property type, and program guidelines. NMLS #987654 · Equal Housing Lender.
The Unified Process
One Timeline, Five Steps
Because the same advisor controls representation and financing, every milestone is sequenced to remove delay and risk.
Consult
Goals, budget, and a tailored buy-and-finance strategy.
BothPre-Approve
Fully underwritten so you shop with certainty and leverage.
LendingFind & Offer
Tour, evaluate, and submit a winning, financing-backed offer.
Real EstateStructure & Lock
Lock the rate and engineer the optimal loan for the asset.
LendingClose
Contract and funding align for a seamless, on-time closing.
BothFrequently Asked
Good Questions
Is it a conflict of interest to be both my agent and my lender?expand_more
No. Both roles are separately licensed and regulated, and all required disclosures are provided in writing. You're always free to use any lender — the in-house option simply removes friction when you want it.
Do I have to use the in-house financing?expand_more
Never. Representation and financing are independent. Many clients choose the unified path for speed and coordination, but you're welcome to bring your own lender at any time.
How fast can we actually close?expand_more
With a fully-underwritten pre-approval in hand, many purchases close in as little as 14 days. Timelines depend on the property, title, and appraisal — but controlling both sides removes the most common delays.
What markets do you serve?expand_more
Primarily Los Angeles' Westside and surrounding luxury markets — Beverly Hills, Bel Air, Pacific Palisades, Malibu, and Calabasas — with relocation support beyond.
Ready to put both sides to work?
Start with a confidential strategy session, or run the numbers first.