Variable home loan from 5.89% p.a.Comparison rate 5.92% p.a.2yr fixed 5.74% p.a.Marcus Reed · Principal Lending Advisor60+ lenders on one application$2.3B settled · 4,000+ loansVariable home loan from 5.89% p.a.Comparison rate 5.92% p.a.2yr fixed 5.74% p.a.Marcus Reed · Principal Lending Advisor60+ lenders on one application$2.3B settled · 4,000+ loans
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Contact · Marcus Reed

Let's start
the conversation.

Ready to apply or just weighing up options, the first step is a no-pressure chat. Call, email, message or book a time — you'll always be talking to me, not a call centre.

Currently available · typically replies within a few hours
Call
1300 000 021
Email
marcus@21cl.com.au
Book online
Pick a time →
Ways to reach me

Pick whatever's easiest.

Four direct lines to me — no forms into a void, no chasing. Choose the one that fits how you like to work.

Call me directly

Straight through to my mobile during business hours — no switchboard, no queue.

1300 000 021

Email

Send the detail and I'll reply personally, usually within a few hours.

marcus@21cl.com.au

Book online

Grab a time that suits — a 15-minute intro or a full strategy session.

Choose a time

Message

Prefer to text? Send a quick message and we'll take it from there.

Start a chat
Book a consultation

Find a time that works.

Real availability, live calendar. Choose the kind of conversation, pick a day, grab a slot — you'll get an instant confirmation.

Marcus Reed
Marcus Reed
Principal Lending Advisor
Intro call
15 min · phone
A quick chat to see how I can help and what's possible.
Strategy session
45 min · video or in person
A deep dive into your goals, borrowing power and structure.
Document review
30 min · video
Already have a loan or pre-approval? I'll sanity-check it.
All times in your local timezone
Video link or address on confirmation
Free & obligation-free, always
Month
Select a date to see available times

You're booked in.

A calendar invite and confirmation are on their way to your inbox. Looking forward to speaking with you.

Book another time
Send a message

Prefer to write it down?

Tell me a little about what you're after and I'll come back to you personally — no automated replies, no being passed around.

Send message

Fast, personal replies

Every message lands with me directly. Most enquiries get a personal response within a few hours during business days.

4,000+

Loans settled

Fourteen years and $2.3B in settlements — you're in experienced hands from the first message.

Nothing to prepare

You don't need documents or numbers ready to reach out. Start the conversation and I'll guide the rest.

Visit the office

Or come and see me.

Prefer to talk face to face? The office is central, easy to reach, and the coffee's good. Walk-ins welcome by appointment.

21CL Advisory Studio
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Level 12, 21 Harbour Street
Find me here

The Advisory Studio.

Address
Level 12, 21 Harbour Street
Sydney NSW 2000
Getting here
Secure visitor parking · 4 min walk from Town Hall station
Book an in-person meeting
Business hours

When I'm available.

Open now · closes 6:00 PM
Monday8:30 AM – 6:00 PM
Tuesday8:30 AM – 6:00 PM
Wednesday8:30 AM – 6:00 PM
Thursday8:30 AM – 7:00 PM
Friday8:30 AM – 5:00 PM
SaturdayBy appointment
SundayClosed

After-hours and weekend appointments are available for clients who can't meet during the day — just ask.

Other ways to connect

Alternative contact methods.

WhatsApp

Quick questions or document photos — message me.

Video call

Zoom, Teams or Meet. Book a video slot.

Client referrals

An existing client? Refer someone you trust.

Request a callback

Short on time? Leave a time and I'll call.

Newsletter

Monthly rate insights. Subscribe — no spam.

Live chat

Business hours, straight to my team via the chat bubble.

Contact FAQ

Before you reach out.

Still unsure? Just book a quick call →

01How quickly will I hear back?

Call during business hours and you'll reach me directly. Emails and enquiries are answered personally, usually within a few hours and always within one business day.

02Can we meet over video?

Absolutely. Most clients prefer video or phone, and the whole process — application to settlement — can run remotely with secure e-signing.

03Is the first consultation free?

Yes. The initial consultation is obligation-free and at no cost — a conversation to understand your goals and map your options.

04What should I have ready?

Nothing formal. A rough idea of your income, expenses, debts and what you're trying to do. I'll guide you on documents from there.

05Do you only work locally?

No. I arrange finance for clients around the country — in-person locally, and everyone else by video and phone.

06What happens after I book?

You'll get an instant confirmation and a calendar invite. The day before, I'll send a short note on anything worth thinking about.

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Start here

Your first
conversation is free.

No pressure, no obligation — just a clear, honest look at where you stand and what's possible. Let's talk.

Book a consultation 1300 000 021