Marcus Reed — Principal Lending Advisor

Variable home loan from 5.89% p.a.Comparison rate 5.92% p.a.2yr fixed 5.74% p.a.Marcus Reed · Principal Lending Advisor60+ lenders on one application$2.3B settled · 4,000+ loansVariable home loan from 5.89% p.a.Comparison rate 5.92% p.a.2yr fixed 5.74% p.a.Marcus Reed · Principal Lending Advisor60+ lenders on one application$2.3B settled · 4,000+ loans

The panel

60+ lenders.
One application.

From the majors to specialist non-bank funders — I hold accreditation across the market, so the right loan comes to you instead of you shopping branch to branch.

See what I lend on

WestpacCommBankNABANZMacquarieINGSt.GeorgeSuncorpWestpacCommBankNABANZMacquarieINGSt.GeorgeSuncorp

BankwestME BankBendigoAMPPepperLa TrobeLibertyResimacBankwestME BankBendigoAMPPepperLa TrobeLibertyResimac

What I lend on

Every kind of borrowing,
under one roof.

Whatever you're financing, the approach is the same: compare the whole market, structure it properly, and explain it in plain language.

Home loans

Owner-occupier finance structured around your life, not a lender's risk model. Sharp rates, the right features, and a plan that holds up for years.

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First home buyer

Grants, guarantees and low-deposit pathways — decoded and lined up so your first purchase actually happens.

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Investment

Portfolio-minded structuring, equity release and tax-aware lending for property investors.

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Refinancing

A health check on your current loan and a switch — only when the numbers genuinely stack up.

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Construction

Progressive-draw finance for building and major renovations, managed stage by stage.

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Commercial, business & asset finance

Property, equipment, vehicles and working capital — commercial-grade lending with the same plain-language approach.

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How it works

First call to settled,
in four moves.

01.

Talk

A real conversation about where you are and what you're trying to do — no forms-first, no obligation.

02.

Match

I model your borrowing power and compare 60+ lenders against your exact profile, not a shortlist of three.

03.

Apply

I package and submit, pre-empting every assessor question so your file moves fast and clean.

04.

Settle

I manage approval to settlement, then review annually to keep your loan sharp.

Why work with me

A platform with a person behind it.

You shouldn't have to choose between slick technology and a human who actually knows your file. With me, you don't.

Five reasons it works →

You talk to me, start to finish

No call centre, no being passed around. The person you meet is the person who runs your file to settlement.

One application, the whole market

Apply once. I take it to 60+ lenders and bring back only what genuinely fits — never one balance sheet's view.

Priced on outcomes, not products

I'm paid a standard, disclosed lender commission. The recommendation is the one I'd make for my own family.

A platform behind the person

Institutional-grade tech runs the busywork — document collection, status tracking, e-signing — so my time goes where it matters.

I stay after settlement

Most brokers forget you the day you sign. I review your loan every year and move you when the market moves.

Find your fit

Tell me what you're doing.
I'll show you the path.

Pick a goal and move the slider — see an indicative rate and repayment update live. It's a preview, not an offer, but it's a real place to start.

First home

Refinance

Invest

Build

Your first home, handled.

Low-deposit options, first-home guarantees and grants — assembled into one clear path so you can stop renting sooner.

Deposits from 5% with guarantee eligibility

First Home Guarantee & state grant navigation

Genuine-savings and gifted-deposit structuring

Rates from

4.62 % p.a.*

Loan amount$650,000

Estimated monthly repayment

$3,340 /mo · P&I over 30 yrs

Get my real numbers

*Indicative only. Rates shown are illustrative, not an offer of finance, and subject to lender assessment, eligibility, fees and your full circumstances.

14yr

Lending experience

$2.3B

Settled to date

98%

Would refer a friend

60+

Lenders on panel

What I believe

The cheapest rate and the best loan are rarely the same thing.

Marcus Reed · Principal Lending Advisor

Borrower stories

Outcomes, in their words.

★★★★★

"Three brokers told us we'd have to wait two years. Marcus had us pre-approved in a fortnight and into our first home before the next school term. He explained every step like we were his only clients."

Priya & Daniel

First home buyers

★★★★★

"Refinanced and saved $511 a month. The portal meant I always knew what was happening."

Marcus T.

Refinance

★★★★★

"Self-employed and knocked back twice. He knew exactly which lender to take me to. Settled in three weeks."

Sophie L.

Investment · self-employed

Questions, answered

The things people
ask me first.

Can't see yours? Ask me directly →

01Does using a broker cost me anything?

For most residential loans, no. Lenders pay a standard, disclosed commission — so my service comes at no direct cost to you.

02How is this different from my bank?

Your bank offers only its own products. I compare 60+ lenders on one application and present only what fits, then run it for you.

03How fast can I get approved?

Many clients reach conditional approval within days and unconditional within two to three weeks, depending on the lender and your situation.

04Can you help if I'm self-employed?

Yes — a large share of my clients are. I know which lenders treat self-employed and trust income favourably, saving wasted applications.

Borrow with someone
who's done this 4,000 times.

60+ lenders.
One application.